Original title: What should I do if my bank card is frozen when trading Bitcoin [pre-prevention and post-mortem]
Recently, many people’s bank cards were frozen, and they went to the bank to inquire. After some setbacks, they got all the reasons: they recently sold bitcoin and received the money involved. Knowing that their bank card was frozen for the first time, most people’s reaction was panic, not knowing what they did wrong. This reaction of mine was five years ago. Later, I experienced all kinds of things. I was responsible for platform risk control and case tracking, and I dealt with police officers from all over the country N+N times (there are only a handful of people who have more experience than me…). No wonder. .
First of all, don’t panic when you know that your card is frozen at the first time. The money is the problem, not you. It is legal to buy and sell Bitcoin. You received the money involved in the case without knowing it. In fact, you are also a victim. As long as you cooperate clearly, there is no problem in principle. However, it does not rule out that in the specific case handling process, in some places jc may have some out-of-bounds law enforcement methods in order to solve the case efficiently. This depends on the specific analysis and should not be compromised in principle. Corresponding legal assistance can be found. Of course, if you look at price-performance compromises, then you’ll talk about it separately.
Here, for example, there was once a Fujian currency friend who was followed by a telecommunication fraud case by xjiang jc and asked the currency friend to transfer the money to the card of the branch where jc was located. This currency friend was still a college student. I did it in a panic, but later I felt it was wrong, and then I went to claim it, and the money was gone. Jc only has the authority to request the bank to freeze, and does not have the authority to directly remove it. In this example, jc’s approach is out of bounds, and there is no need to cooperate. After the bank card is frozen, there are several ways to unfreeze. First go to the counter of the bank where the card was issued and ask. The bank staff will tell you where the jc is frozen. There is a contact method. You need to contact, report your name and explain the situation. After contacting, it is divided into several situations. The lightest one is to let you write an email, hold your ID card + local newspaper, and prove that you are the person, not a telecom scammer. This can be unfrozen within two weeks.
Another kind is that jc will come to your door and need you to cooperate with the investigation. Some banks will freeze your card only when jc has arrived in your city, so as soon as you contact, jc will be able to come back soon. Another is that jc freezes remotely in the distance, then you just wait. Some jc needs you to go to his city. Try not to go as much as possible, waste time and energy, just say that the network transmits data, and if you have to go there, you will bring a lawyer. Another situation is that you don’t know that your card is frozen, and before you have time to ask, jc has quietly come to your door.
This stage is about cooperation. If you say anything, you know in your heart that bitcoin trading is not illegal or illegal, and you will not panic. It is nothing more than to provide proof of purchase, proof of bank card transfer, Bitcoin transfer address + hash, ID card, proof of residential address, etc. In the exchange platform, there was a team that was responsible for receiving jc, assisting jc, analyzing where the currency went, and then letting jc follow the currency circulation to the next station. In the past, telecommunications fraudsters were generally domestic exchanges. Turning around, so in those days, the major exchanges worked the most closely and had the best relationship with the teams that cooperated with the jc investigation.
Now that the otc is completely completed, it is actually more inconvenient for jc to investigate the case. After all, the people who collect the money are all over the world. Again, in this process, because many places do not understand Bitcoin, there may be out-of-bounds law enforcement. You’d better print out documents from the five ministries and commissions, etc., and do a good job in popularizing knowledge to prove that you are just buying and selling Bitcoin. Involved in the case. jc may be accused of being suspected of xq, etc. You need to provide legal assistance in time. These smooth investigations will come to an end. If you ask jc when it can be unfrozen, there will be a lot of questions, and jc will say that it will unfreeze after solving the case. But this kind of case is actually difficult to say. If it is broken, your bank card will be automatically unfrozen; if it is not broken, the bank card will remain frozen. Half a year is a cycle. You can watch it again after half a year. Unfreeze, then jc has applied for refreezing, you can watch it in half a year. According to the statement that year, 99% of the freezers will be thawed within two years. I have just said that most of the cases are telecommunications fraud cases, gambling deposits and withdrawals, and very few are sensitive overseas sk cases. As soon as these scammers receive the money, they will distribute it and the distributors will buy Bitcoin. Then recharge bitcoins to overseas platforms to withdraw cash, mostly through this process.
Now that various platforms have launched video verification to issue coins, they are actually isolating criminals. The amount of the case ranges from several thousand to tens of millions. Therefore, sometimes your bank card is several million, but the currency sold only sells for tens of thousands of yuan, or all of it may be frozen. The above is the process of freezing the card and the experience of dealing with jc after freezing the card, welcome to add any missing. Let me talk about how to avoid being frozen as much as possible as an ordinary currency holder. Based on many years of experience, my current practice is to apply for a local bank card (such as Changsha Bank, Donghai Island Credit Cooperative bank card, etc.), and then sell less (of course, this is mainly my investment philosophy, which requires money Just sell coins, don’t sell coins if you don’t usually need to use money), so that it is very possible to avoid the chance of freezing the card, even if the card is frozen, there will be no big loss.
For the otc platform, is t+1 or t+2 useful? From a business perspective, it is not very useful. It is rare to see that the bank transfer will freeze the card within one or two days. In fact, the frozen card is often You won’t freeze your card until a few months or even half a year after trading, so t+1 or t+2 is useless; but in reality, it has a deterrent effect. Telecom fraud distributors face t+0 platforms and t+1, t At +2, t+0 will be chosen. In short, there are more liars at t+0.
In the same way, there are no platforms for facial recognition authentication to issue coins, and there are a bit more scammers than those on facial recognition authentication platforms. Distributors involved in telecommunications fraud often go online to purchase ID card + bank card packages, and then register for the platform to buy The currency, face recognition authentication currency issuing platform reduces this kind of things. Buying and selling ID card + bank card packages will not work unless even someone buys it. Otc manufacturers may have more diverse experiences. Various online commercial banks + Alipay + Guofubao + securities, etc. are all up and down, but this is all time-sensitive, this is just network isolation.
You can also regard Alipay as a local bank, but Alipay has powerful big data analysis capabilities. If an abnormal transaction is detected, it will actively prevent you from using Alipay. Local banks are similar to physical isolation. A local bank means that this bank is only owned locally by you, and there are no or very few other places. This is mainly considering the operation and cost performance of the jc frozen card. Generally speaking, the money involved in the case will not only flow to your account alone, but dozens or even hundreds of accounts. Then if it is a large bank account, it will be frozen in another place. Very convenient, jc may freeze remotely at his location. When the frozen amount exceeds the amount involved, then you are a local bank. If he wants to freeze, he needs to apply for an air ticket. Then he may not freeze you first. There are two basic general principles:
1. The special card is for exclusive use, this card should only be used to buy and sell coins;
2. First confirm whether the deposit is frozen.
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Attachment: I think the process for a currency friend to unfreeze the card is pretty good:
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I have posted this post on Weibo, and there are always people asking later. I will post it on the official account today. You can save it and send it to your friends if they need it. Of course, I wish you all the best and a good mood when trading Bitcoin!
